Birdsong-CS 950406 (2)Federal Emergency Management :y
Washington, D.C. 20472
/ PR 0 § 1995
Mr. Kenneth M. Griffin, P.E.
Assistant City Manager/City Engineer
City of Coppell
255 Parkway Boulevard
Coppell, Texas 75019
IN REPLY REFER TO:
Case No.: 95-.06-177A
Community: City of Coppell, Texas
Community No.: 480170
Map Panel Affected: 0010 E
T-218-65-RS
Dear Mr. Griff'm:
This is in response to a request from Mr. Bruce P. Birdsong, requesting that the Federal Emergency
Management Agency determine whether the following property is located in a Special Flood Hazard Area
(SFHA), an area that would be inundated by the 100-year (1-percent annual chance) flood. This property
has been elevated by the placement of fill.
Property Description: The Birdsong Tract, as described in the Warranty Deed with Vendor's
Lien, recorded as File No. 28033, Volume 2151, Pages 137 through 141, in the Office of the
County Clerk, Denton County, Texas
844 DeForest Road
City of Copper
State: Texas
On March 10, 1995, we received all information necessary to process Mr. Birdsong's request. After
comparing this information to the National Flood Insurvace Program (NFIP) map for your community,
we determined that although portions of the property described above would be inundated by the 100-year
flood, the existing structure on the property would not be inundated. Therefore, this letter revises the
NFIP map for the City of Coppell, Texas (NFIP Map Number 480170, Panel 0010 E, dated
April 15, 1994), to remove the structure from the SFHA. The structure is now located in Zone X
(shaded), an area between the limits of the 100-year and 500-year floods. Because portions of the
property are in the SFttA, any future construction or substantial improvement on the property remains
subject to Federal, State, and local regulations for floodplain management.
You should note that this property could be inundated by a flood greater than the 100-year flood or by
local flooding conditions not shown on the NFIP ~map. Also, although we have based our determination
on the flood data presently available, we are currently revising the NFIP map for the City of Coppell,
Texas. When the new NFIP map is issued, it will supersede this letter. Although the Federal
requirement for purchasing flood insurance will then be based on the newly issued NFIP map,
Mr. Birdsong may submit a written request for reissuance of the determination made in this letter.
Even though this property is not included in an SFHA, ~.! could be inundated by a flooding event of
greater magnitude than the 100-year flood. Y.n fact, more than 25 percent of all losses in the NFIP occur
to structures located outside the SFHA in Zones B, C, or X. More than 25 percent of all policies
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purchased under the NFIP protect structures located in these zones. This clearly illustrates that there is
a risk of flooding in non-SFHAs. That risk is just not as great as the flood risk to structures located in
SFHAs. In order to offer flood insurance protection to owners of such structures, the NFIP offers two
types of flood insurance policies: the Standard Policy and the Preferred Risk Policy (PRP). The PRP
is available at low cost for one- to four-family homes located outside the SFHA with little or no loss
history. The Standard Policy is available for all other structures. Owners should discuss their individual
flood risk situation and insurance needs with their insurance agent or company before making a final
decision regarding flood insurance coverage.
To ensure continued eligibility to participate in the NFIP, your community must enforce its floodplain
management regulations using, at a minimum, the flood elevations and zone designations shown on the
NFIP map for your community, including the revision effected by this letter. This response is based on
the minimum criteria established by the NFIP. State and community officials, based on knowledge of
local conditions and in the interest of public safety, may set higher standards for construction in the.
floodplain. If the State of Texas or your community has adopted more restrictive or comprehensive
floodplain management criteria, those criteria take precedence over the minimum Federal criteria.
This revision has been made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (Public
Law 93-234) and is in accordance with the National Flood Insurance Act of 1968, as amended (Title XIII
of the Housing and Urban Development Act of 1968, Public Law 90-488), 42 U.S.C. 4001-4128, and
44 CFR Part 65.
Because this Letter of Map Revision (LOMR) will not be printed and distributed to primary map users,
such as local insurance agents and mortgage lenders, your community will serve as a repository for these
new data. We encourage you to disseminate the information reflected by this LOMR throughout your
community so that interested persons, such as property owners, local insurance agents, and mortgage
lenders, may benefit from the information. We also encourage you to prepare an article for publication
in your community's local newspaper that would describe the changes that have been made and the
assistance that officials of your community will give to interested persons by providing these data and
interpreting the NFIP maps.
A copy of this LOMR is being sent to your community's official NFIP map repository where, in
accordance with regulations adopted by your community when it made application to join the NFIP, it
should be attached to the conununity's official record copy of the NFIP map, which is available for public
inspection.
If you have any questions or if we can be of further assistance, please contact Ms. Agnes De Coca of our
staff in Washington, DC, either by telephone at (202) 646-2746 or by facsimile at (202) 646-4596.
CC:
~Community Map Repository
~Sincerely' ~·
Michael Kt,/
Hazard Id~ 5cation Branch
MitigationDirectorate
Mr. Bruce P. Birdsong